The pre-retirement phase is the time to consider whether you are saving enough to provide you and your dependants with enough income to maintain your lifestyle. Our team of pensions experts will help you review your existing pension provision and if appropriate, direct you towards more tailored pension products.
It is equally important to consider the post-retirement phase and to look at how you will convert your savings into a retirement income, especially in light of dramatic changes made to pensions regulation with the "Pensions Freedom" legislation introduced in April 2015. This is an increasingly complex area and getting the right guidance is crucial. Lifelong planning areas that your financial adviser can help you to consider in the context of your individual circumstances including:
If you would like unbiased financial advice about lifelong planning for retirement, please contact us on 01270 626555.
You should always seek independent financial advice before making any decisions.
"I find him (David) reliable, dependable, hard working and extremely professional. In our meetings he has the ability to explain sometimes complicated financial matters in a clear, concise and convincing manner. Furthermore, if I have a problem he willingly makes time to address my concerns."
CJ of Newcastle-under-Lyme
"Alex provided me with excellent advice for investing my pension pot without too much of a risk but still providing me with an income similar to what an annuity would have done, and leaving me with options for future needs. He gave honest and easy to understand advice and I am absolutely happy with the value for money service."
JT of Cheshire