With businesses closing for the holidays, I wanted to take this time to deliver a short message to all of our readers.

When it comes to purchasing a service, everyone wants to know that they are getting is good value for their investment. Understandably, you will want to know where your hard-earned cash is going. It is the same with financial advice.

Applewood Independent would like to let you all know about our Holiday Opening Hours.

There is no doubt about it - we are now in the second wave of the novel coronavirus. But what does that mean from a financial perspective?

The Autumn edition of our quarterly Bulletin is out, featuring many articles that we hope you find interesting and informative.