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Pensions

Pensions

We have nearly 28 years’ experience in dealing with Pensions for both individuals and companies and David Pritchard has a number of advanced qualifications specialising in retirement planning through the Chartered Insurance Institute. Whether it is a Stakeholder Pension, Personal Pension, Self-Invested Personal Pension of a company pension scheme, we are able to help and advise.

Pension legislation changed dramatically in 2006 and careful thought for people still working and/or approaching retirement age is imperative to make sure the right decisions are made to get the most out of your pensions. Whilst you are saving in pensions it is also extremely important to make sure your funds are working hard for you within today's pension schemes. Pension scheme charges have reduced over the years and nowadays are lower than they were in the past, whilst offering a wide range of different fund choices, including some of the leading unit trust houses.

For those approaching retirement age and purchasing an annuity we offer an Open Market Option service whereby we search the entire market, including ill-health retirement annuities to find the best rate available for individuals about to purchase an Annuity.